Pay and Save, inc. DBA Lowe’s is proud to offer it's team members Hospital Indemnity Insurance through Unum
Group Hospital Insurance can pay benefits that help you with the costs of a covered hospital visit.
How does it work?
Group Hospital Insurance helps covered employees and their families cope with the financial impacts of a hospitalization. You can receive benefits when you’re admitted to the hospital for a covered accident, illness or childbirth.
Why is this coverage so valuable?
• The money is payable directly to you — not to a hospital or care provider. The money can also help you pay the out-of-pocket expenses your medical plan may not cover, such as co-insurance, co-pays and deductibles.
• You get accessible rates when you buy this coverage at work.
• The cost is conveniently deducted from your paycheck.
• You may take the coverage with you if you leave the company or retire. You’ll be billed directly.
Be Well Benefit
Every year, each family member who has Hospital coverage can also receive $50 for getting a covered Be Well screening test, such as:
• Annual exams by a physician include sports physicals, wellchild visits, dental and vision exams
• Screenings for cancer, including pap smear, colonoscopy
• Cardiovascular function screenings
• Screenings for cholesterol and diabetes
• Imaging studies, including chest X-ray, mammography
• Immunizations including HPV, MMR, tetanus, influenza
Who can get coverage?
You: If you're actively at work.
Your spouse: Can get coverage as long as you have purchased coverage for yourself.
Your children: Dependent children, newborn until their 26th birthday, regardless of marital or student status.