Pay and Save, inc. DBA Lowe’s is proud to offer it's team members Medical Insurance through Blue Cross Blue Shield of Texas

The medical plan through Blue Cross Blue Shield of Texas (BCBSTX) is designed to protect you and your family from major financial hardship in the event of illness or injury.

PREFERRED PROVIDER ORGANIZATION (PPO)

The PPO plan allows you the freedom to see any provider when you need care. When you use in-network providers, you receive benefits at a discounted network cost. You may pay more for services if you use out-of-network providers. In-network preventive care and virtual visits are covered at 100%. In-network office visits, urgent care, emergency care and pharmacy are covered with a copay. Most other services are covered at the coinsurance level after your deductible has been met.

To find a list of preferred providers, visit www.bcbstx.com or call 800-521-2227.

MDLIVE

Pay and Save, Inc. partners with MDLIVE to provide 24/7/365 access to U.S. board-certified doctors through the convenience of a phone call. MDLIVE is an alternative to urgent care and emergency room visits. While it does not replace your primary care physician, MDLIVE is a convenient and cost-effective option when you need care and:

  • Have a non-emergency issue and are considering an urgent care clinic or emergency room for treatment
  • Are on a business trip, vacation or away from home
  • Your primary care physician is unavailable

Register online at mdlive.com/bcbstx so you are ready to use this valuable service when and where you need it. Once you are registered, call 888-680-8646 to speak with a doctor or health service specialist anytime

You must be enrolled in the BCBSTX medical plan to be eligible for the MDLIVE benefit. Marriage and/or birth certificates must be provided. Proof of eligibility (marriage and/or birth certificates) must be provided.

Medical Insurance Overview

Medical Benefits Summary

Medical Summary of Benefits and Coverage

Claims filings are just a phone call or touch away. No more hassle with paperwork!

Questions? Contact us at helpins@lowespayandsavebenefits.com